Security is a Must in a Sunny Investment: Insurance

Buying a house in Alanya is a great choice in terms of both life and investment.

However, there are always risks such as unexpected natural disasters, fires, and theft.

At this point, real estate insurance becomes the smartest way to protect your investment financially and legally.

What is Real Estate Insurance?
It is a type of insurance that secures your residence, villa, land or commercial property against risks such as fire, flood, earthquake, storm, and theft.

In a city like Alanya, which is located in an earthquake zone and is lively for most of the year, this type of insurance provides both peace and economic protection.

Mandatory Insurance in Alanya: DASK
✅ Mandatory Earthquake Insurance (DASK):
As is the case throughout Turkey, DASK is mandatory for title deed transactions in Alanya.

It covers damages such as earthquakes and fires and landslides caused by these damages.

If you are going to get a housing loan, an insurance policy is a must.

⚠️ However, DASK only covers certain situations. Housing insurance is required for additional coverage.

What Does Housing Insurance Cover?
You can also insure the following risks with optional housing insurance:

Fire, flood

Theft, glass breakage

Storm, lightning

Electronic device damage

Landlord or tenant responsibilities

Protection of belongings

Why is it important for investors?
1. Protection of Rental Income:
If you have rented your home, you can compensate for your rental income loss in the event of a possible damage.

2. Security for Foreign Investors:
The biggest concern of foreigners who buy property in Turkey is damages in natural disasters.
Insurance creates a sense of security for international investors.

3. Value Protection:
Material damages that may occur in real estates such as luxury residences or villas purchased at high costs can create serious budget deficits.
The risk of loss of value is minimized thanks to insurance.

What to Consider When Choosing Insurance?
The insurance coverage should be clear

The risk map of the region where the house is located should be examined

The policy language should be mastered (especially for foreigners)

The full value of the house should be covered

Additional coverages (furniture, rental loss, liability) should be questioned

✅ Result: Small Premium, Big Assurance
If you have bought a house or made an investment in Alanya, you should secure this investment not only with the title deed, but also with the right insurance policy.
Remember: Insurance should be purchased before the damage occurs, not when it occurs.

Contact us for the most suitable insurance solutions and consultancy for your real estate!